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LIRA@BC Law

Abstract

This article considers the Community Reinvestment Act's role in combating predatory lending. It provides an overview of the CRA, explains how CRA-covered lenders may enable predatory lending and explores the relationship between the CRA, federal subsidies and predatory lending. The article concludes that the CRA should be used to penalize lenders that engage in predatory lending and recommends that federal bank regulators use CRA to sanction behavior that could encourage further predatory lending.

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File nameDate UploadedVisibilityFile size
the_cra_implications_of_predatory_lending.pdf
8 Sep 2022
Public
2.29 MB

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Metadata

  • Subject
    • Administrative Law

    • Banking and Finance Law

    • Consumer Protection Law

    • Law and Society

  • Journal title
    • Fordham Urban Law Journal

  • Pagination
    • 1571-1605

  • Date submitted

    8 September 2022

  • Keywords